Helping You Through The Bankruptcy Process

In today's economy, bankruptcy is increasingly a solution for many Americans struggling with insurmountable debt. If you are considering bankruptcy, you likely have many questions. You may be worried about losing your home, your car and other property. You may be wondering whether bankruptcy will affect your career, job prospects and credit over the long term.

Louisville-based bankruptcy attorney Carrie Ritsert at the law firm of Singler & Ritsert can help you answer these questions and determine whether bankruptcy is right for you. Contact us for a free initial consultation.

With more than 65 years of combined experience, our Kentucky lawyers are experienced problem solvers who will work hard to help you obtain freedom from debt.

How Can Bankruptcy Help?

If you are buried in credit card debt, medical bills, payday loans or other forms of debt, bankruptcy — specifically, Chapter 7 bankruptcy — can permanently wipe away many forms of unsecured debt, including some tax debts. Additionally, it can stop home foreclosure proceedings, vehicle repossessions, collection efforts and wage garnishments. To learn more about the specific benefits of Chapter 7 bankruptcy, visit our Chapter 7 Q&A page.

Through Chapter 7 bankruptcy, you may be able to wipe away credit card debt, tax debt and medical bills in a matter of months.

Contrary to what many people believe, you will not automatically lose all your property in bankruptcy. In fact, it is rare for most people to lose any property in this type of bankruptcy.

Other Types Of Bankruptcy

For those whose income is too high to qualify for Chapter 7, Chapter 13 bankruptcy may be an alternative way of overcoming debt. Through this process, you can set up a repayment plan of a single, affordable monthly payment normally lasting three to five years. At the end of the repayment plan, many of your debts will be eliminated. For a more detailed look at this type of bankruptcy, visit our Chapter 13 Q&A page.

At Singler & Ritsert, we also offer representation for businesses facing financial trouble. Chapter 11 bankruptcy may be a means of restructuring or eliminating debts, and salvaging profitability.

Contact Bankruptcy And Medical Bill Debt Attorneys In Jefferson County

For a free initial consultation, contact us at 502-694-5397 or toll free at 800-785-7641. Evening and weekend appointments are available if necessary. We promptly return all phone calls.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.