Louisville Lawyers Handling Chapter 7 Bankruptcy

Chapter 7 is a consumer-friendly type of bankruptcy that offers a relatively swift path to eliminating debt. If you are struggling with medical bills or excessive credit card debt, Chapter 7 bankruptcy may be a wise option for you.

Experienced Legal Counsel

At Carrie D. Ritsert, Attorney At Law, attorney Carrie Ritsert represents people like you who face overwhelming debt. We provide personalized representation to help relieve clients' worries and shoulder their burdens. No matter the difficulty of the situation you are in, rest assured that there is an end in sight.

To explore whether Chapter 7 bankruptcy or other forms of debt relief can help you attain financial freedom, contact us for a free consultation with a Louisville-based Chapter 7 bankruptcy attorney.

Our lawyers draw on more than 65 years of collective experience to provide personal, solution-oriented legal counsel.

Why Consider Chapter 7 Bankruptcy?

Many people assume that filing bankruptcy will lead them to permanent financial ruin. Fortunately, that is not the case. Few people realize that they can generally keep most or all of their property in bankruptcy.

Through Chapter 7 bankruptcy, you may be able to discharge — that is, permanently eliminate — many types of debt such as:

  • Medical bills
  • Credit card debt
  • Utility bills
  • Payday loans
  • Back-owed income taxes, in certain cases

Additionally, as soon as you file bankruptcy, collection efforts will come to a halt and creditors can no longer contact you. Wage garnishment will also stop. Filing bankruptcy halts foreclosure proceedings and vehicle repossessions, which can give you valuable time to pursue a loan modification, or other means of keeping your home and vehicle.

Bankruptcy provides numerous immediate benefits to help you start on the path toward financial recovery.

To learn about Chapter 7 bankruptcy in more detail, visit our Chapter 7 Q&A page. For those whose income is too high to qualify for Chapter 7, Chapter 13 bankruptcy may be an alternative path to financial stability.

Contact Our Jefferson County Consumer Bankruptcy Attorneys

You don't need to shoulder excessive debt on your own. A variety of debt relief solutions may be available to you.

For personal and tailored legal guidance, contact Attorney Carrie Ritsert at Carrie D. Ritsert, Attorney At Law in Louisville, Kentucky, at 502-694-5397 or toll free at 800-785-7641. Initial consultations are free of charge. We offer reasonable fees, and evening and weekend appointments can be arranged if necessary .

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.